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Got a good Credit Score? Then you need to check out the Capital One Platinum Prestige Card

David H.
by David H.
April 7th, 2011

Everyone loves a good deal and there are some seriously good Credit Card deals out there these days.   If you have above average Credit, then the card issuers are practically rolling out the red carpet for your business.   Lets take a look at one of the best Credit Card offers from Capital One – the Platinum Prestige card. Capital Read more (…)

Does a Charge Card Make more sense than a Credit Card?

David H.
by David H.
March 8th, 2011

As a result of the financial meltdown in recent years, Credit Card issuers have begun reducing their risk by sending out more and more Charge Card offers.  Like me, I am sure you have been inundated with these offers through the mail and online.  Banks have actually tripled direct mailing offers this past year for Charge Read more (…)

Credit Card Charge offs drop again in November signaling a stronger economy

David H.
by David H.
December 30th, 2010

A key indicator of the economic recovery is the slowing of credit card default and charge off rates.  In recent months, charge offs have been slowing and now comes news from Moody’s Investor Service that the charge off rate for U.S. Credit Cards declined again, making the fourth straight month of credit improvement.  An even Read more (…)

Simmons Student Visa Card passes the test

David H.
by David H.
December 29th, 2010

If you’re a student looking for a credit card that shows you a little respect, then check out the Simmons Visa Platinum card.  This card does not have any bait and switch marketing tactics with a 0% introductory fee,  just a low low everyday APR.  Get ready for this – the card carries an APR of just 7.25% Read more (…)

Kardashian Kard Gone Wild

David H.
by David H.
December 8th, 2010

    What happens when the three stooges of Hollywood audaciousness try to market a credit card? Unfortunately for many unassuming consumers, you get the Kardashian Kard. For me, when I first heard about the card I just had this feeling in my gut that people were getting exposed, played like fools and the hidden Read more (…)

How do you get a Credit Card with a low interest rate if you have bad credit

David H.
by David H.
November 27th, 2010

So like many of us during the latest financial downturn, your credit has been affected, and now more than ever every penny counts.  That previously acceptable credit card rate has now gone up to the point it’s just eating into your monthly budget.  So what can you do to bring that interest rate down and Read more (…)

Can a Credit Card Make you Fat?

David H.
by David H.
November 27th, 2010

So the New Year is just around the corner and like millions of other people you want to lose those extra pounds. You have tried all of the diets including the protein diet, the no protein diet and the grapefruit diet. Well here is a unique suggestion that takes very little sacrifice on your part Read more (…)

Does a Travel Rewards Card make sense to you?

David H.
by David H.
November 27th, 2010

So you have these fainting fantasies of free flights to the Bahamas all because you have this Credit Card that supposedly gives you all these free perks based on a point system. Before you go out there with your shiny new Rewards Card and turn into a super points swiper there are a few things Read more (…)

Welcome back 0% Credit Card offers

David H.
by David H.
November 27th, 2010

Just when you thought your mailbox was rid of those endless Credit Card offers touting 0% interest rates, they’re back to tout you like never before.  Today’s economy is slowly mending and banks and Credit Card issuers are starting to loosen up their lending standards and take on more risk.  If you have a high Credit Score Read more (…)