Like almost everything else on the Internet, you can shop for the cheapest payday loan rate just by getting a quote and comparing rates from multiple lenders.  Getting a quote over the Internet is free and allows you to compare rates from many competing lenders all over the country, so the web should be the very first place Read more (…)

Everyone loves a good deal and there are some seriously good Credit Card deals out there these days.   If you have above average Credit, then the card issuers are practically rolling out the red carpet for your business.   Lets take a look at one of the best Credit Card offers from Capital One – the Platinum Prestige card. Capital Read more (…)

As a result of the financial meltdown in recent years, Credit Card issuers have begun reducing their risk by sending out more and more Charge Card offers.  Like me, I am sure you have been inundated with these offers through the mail and online.  Banks have actually tripled direct mailing offers this past year for Charge Read more (…)

  You’re a good person, maybe even a very good person but your Credit is bad, very bad.  If this sounds like you and you need a Bad Credit Cash Advance loan then what do you do?  Many people in today’s economy have watched their good credit turn bad faster than Obama’s poll numbers have Read more (…)

Is the housing market finally taking a turn for the better?  Recent mortgage data seems to suggest so.  Less Americans are falling behind on their mortgages.  In fact, the most recent stats show the lowest levels of “no payments” in 2 years.  While many people might perhaps blame the good news on the recent government crack Read more (…)

So you’re at the car lot looking at that shiny new sports car and then you walk by it and then you turn around and stop and study its every detail as you fall further and further in love with it.  You told yourself a thousand times “I’m just going to go look, I absolutely won’t buy Read more (…)

Smart personal finance in its simplest form is just making the best use of the financial resources at hand.  That often means getting the best rates for the money you have saved and the best rates for the money you owe.  Lets take a look at home equity loans and how they can actually be Read more (…)

In what must have seemed like a late Christmas gift to shareholders of the beleaguered Bank of America, the corporation finally agreed to a comprehensive $2.8 billion settlement with both Freddie Mac and Fannie Mae over mortgages that were deemed sour loans.  Many analysts had predicted the bank might be forced by regulators to repurchase bad Read more (…)

Mortgage rates for US Home loans have now climbed to a seven month high of almost 5% and are putting the housing market recovery in jeopardy.   Just when everyone was getting comfortable with 4% fixed mortgages, rates have exploded due mainly to the actions of the federal reserve.   The quantitative easing initiated by the Fed policy makers Read more (…)