Bank of America, after spending the last several months reviewing its foreclosure policies, has resumed filings with more than 16,000 cases.  Since the October temporary foreclosure ban, Bank of America has watched its stock get pulvarized, dropping over 30%  The review was prompted by accusations of “robo – signers” that were used to sign hundreds of documents Read more (…)

Most people that apply for a Home Mortgage never fully understand the loan process. There are so many lending programs out there that the process can just seem overwhelming. Also, many people just don’t understand the confusing terminology bankers speak. More often than not consumers end up NOT getting the home loan that is best Read more (…)

Everyone has an opinion on which way home loan interest rates are headed and if now is a good time to refi or buy a house.  The problem with forecasting interest rates is no one really knows.  You have about a good of chance at predicting interest rate movements as you do picking the next Read more (…)

So every day you are made aware over and over again that interest rates are at historic lows and even though you have a good rate, you don’t have a rate in the 3% area.  You start thinking of the paperwork and fees and you put off the decision until the next day at least.  Well Read more (…)