So you’re at the car lot looking at that shiny new sports car and then you walk by it and then you turn around and stop and study its every detail as you fall further and further in love with it.  You told yourself a thousand times “I’m just going to go look, I absolutely won’t buy Read more (…)

Smart personal finance in its simplest form is just making the best use of the financial resources at hand.  That often means getting the best rates for the money you have saved and the best rates for the money you owe.  Lets take a look at home equity loans and how they can actually be Read more (…)

In what must have seemed like a late Christmas gift to shareholders of the beleaguered Bank of America, the corporation finally agreed to a comprehensive $2.8 billion settlement with both Freddie Mac and Fannie Mae over mortgages that were deemed sour loans.  Many analysts had predicted the bank might be forced by regulators to repurchase bad Read more (…)

Mortgage rates for US Home loans have now climbed to a seven month high of almost 5% and are putting the housing market recovery in jeopardy.   Just when everyone was getting comfortable with 4% fixed mortgages, rates have exploded due mainly to the actions of the federal reserve.   The quantitative easing initiated by the Fed policy makers Read more (…)