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Mortgage Rate as low as 2.86% (3.31% APR) – Disclosure current as of October 16, 2015.
- • The payment on a $200,000 15-year Fixed-Rate Loan at 2.86% and 70% loan-to-value (LTV) is $1,369.18 with 2.125 points due at closing. The Annual Percentage Rate (APR) is 3.31%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
- • Mortgage rates could change daily.
- • Actual payments will vary based on your individual situation and current rates.
- • Some products may not be available in all states.
- • Some jumbo products may not be available to first time home buyers.
- • Lending services may not be available in all areas.
- • Some restrictions may apply.
- • Based on the purchase/refinance of a primary residence with no cash out at closing.
- • We assumed (unless otherwise noted) that: closing costs are paid out of pocket; this is your primary residence and is a single family home; debt-to-income ratio is less than 30%; and credit score is over 720, or in the case of certain Jumbo products we assume a credit score over 740; and an escrow account for the payment of taxes and insurance.
- • The lock period for your rate is 45 days.
- • The loan to value (LTV) ratio is 70%. If LTV > 80%, PMI will be added to your monthly mortgage payment, with the exception of Military/VA loans. Military/VA loans do not require PMI.
- • Please remember that we don’t have all your information. Therefore, the rate and payment results you see from this calculator may not reflect your actual situation. Lenders offer a wide variety of loan options. You may still qualify for a loan even if your situation doesn’t match our assumptions.
Advertised Terms and Information
- • The information and disclosures above relate to advertised terms made by or through LoansOnline.
- • Interest rates and terms are from a lender or lenders with whom LoansOnline may match you and that offer the particular product. The disclosures are current as of the date indicated.
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- • FICO score means the FICO credit score report that a lender receives from a consumer reporting agency.
- • The information collected is not an application for credit or a mortgage loan, nor is it used to pre-qualify you with any Service Provider.